Home Equity Loans

Let the equity in your home work for you.

Fixed Home Equity vs. HELOC Fixed Home Equity Home Equity Line of Credit
Type of Interest Fixed-Rate Variable-Rate
Repayment Term 5 – 15 Years 15 Years
Payout Lump Sum Revolving Credit
Today’s Lowest Rate*
Best For Debt Consolidation,
major renovation costs
Intermittent cash needs
over a number of years

Fixed Home Equity vs. HELOC

Fixed Home Equity

Type of Interest Fixed-Rate
Repayment Term 5 – 15 Years
Payout Lump Sum
Today’s Lowest Rate*
Best For Debt Consolidation

Home Equity Line of Credit (HELOC)

Type of Interest Variable-Rate
Repayment Term 15 – 20 Years
Payout Revolving Credit
Today’s Lowest Rate*
Best For Intermittent cash needs

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*APR = Annual Percentage Rate. Rates as of . HELOC rates are variable, subject to change after account opening and will not exceed 18% APR. Best rate available to well qualified borrowers under 80% Combined Loan To Value (CLTV). Your rate may be higher based on your specific CLTV, term and credit score. All Home Equity loans are available for properties located in Michigan and Florida. Fees may differ in Florida. Terms, loan amount maximums and other restrictions apply. Call or see branch for details. $5.00 membership required if not a member.